Privacy Policy

International Academy of Wealth Pty Ltd (ABN [CONFIRM]) ("IAW", "we", "us", "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use the Wealth Command Centre platform ("Platform") at wealthcommandcentre.com.

This Privacy Policy is governed by the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). Where applicable, this Policy also addresses the requirements of the EU General Data Protection Regulation (GDPR) for users located in the European Economic Area.

By using the Platform, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy.

We collect the following categories of personal information:

We do not collect or store your full credit card or bank account details. Payment card data is processed directly by Stripe and is subject to Stripe's privacy policy and PCI-DSS compliance.

3.1 Providing the Platform. To create and manage your account, deliver the Platform's features and modules, process your subscription payments, and provide customer support.

3.2 Improving the Platform. To analyse usage patterns, identify technical issues, and develop new features. This analysis is conducted on aggregated, de-identified data wherever possible.

3.3 Communications. To send you service-related notifications (account confirmations, payment receipts, security alerts), educational content, and, where you have opted in, marketing communications about IAW products and events.

3.4 Legal Compliance. To comply with applicable laws, regulations, and court orders, and to enforce our Terms of Use.

3.5 Partner Services. Where you have engaged with an IAW Preferred Partner, we may share relevant information with that partner to facilitate the services they provide to you. See Section 5 for details.

For users in the European Economic Area, our legal bases for processing personal information are:

• Performance of a contract — processing necessary to provide the Platform services you have subscribed to.
• Legitimate interests — processing necessary for our legitimate business interests, including improving the Platform and preventing fraud, where those interests are not overridden by your rights.
• Consent — where you have given explicit consent, such as for marketing communications.
• Legal obligation — where processing is required to comply with a legal obligation.

We do not sell your personal information to third parties. We may disclose your personal information to:

5.1 Service Providers. Third-party vendors who assist us in operating the Platform, including Stripe (payment processing), GoHighLevel (CRM and marketing automation), and cloud hosting providers. These providers are contractually bound to protect your information and use it only for the purposes for which it was disclosed.

5.2 IAW Preferred Partners. Where you have engaged with or been referred by an IAW Preferred Partner, we may share your name, contact details, and subscription status with that partner. You will be notified of any such sharing at the time of engagement.

5.3 Legal Requirements. Where required by law, court order, or government authority, or where we believe disclosure is necessary to protect the rights, property, or safety of IAW, our members, or the public.

5.4 Business Transfers. In the event of a merger, acquisition, or sale of all or substantially all of IAW's assets, your personal information may be transferred to the acquiring entity, subject to equivalent privacy protections.

The financial figures you enter into the Platform (net worth, income, expenses, asset values, etc.) are stored locally in your browser using localStorage technology and are not transmitted to IAW's servers unless you explicitly use a sharing or export feature. This means:

• Your financial data remains on your device by default.
• IAW staff cannot access your individual financial planning data.
• If you clear your browser data or use a different device, your data will not be available unless you have used an export or backup feature.

We recommend you export and save your data regularly using the Platform's PDF export and JSON backup features.

IAW implements appropriate technical and organisational measures to protect your personal information against unauthorised access, disclosure, alteration, or destruction. These measures include: HTTPS encryption for all data in transit; secure, access-controlled server infrastructure; regular security reviews and updates; and restricted internal access to personal information on a need-to-know basis.

No method of electronic transmission or storage is 100% secure. While we take all reasonable steps to protect your information, we cannot guarantee absolute security.

We retain your personal information for as long as your account is active or as necessary to provide the Platform's services. If you close your account, we will delete or de-identify your personal information within 90 days, except where we are required to retain it for legal, regulatory, or accounting purposes.

9.1 Australian Users. Under the Privacy Act 1988 (Cth), you have the right to access the personal information we hold about you and to request correction of inaccurate information. To exercise these rights, contact us at [email protected].

9.2 EEA Users. Under the GDPR, you have the right to: access your personal data; rectify inaccurate data; request erasure ("right to be forgotten"); restrict or object to processing; data portability; and withdraw consent at any time. To exercise these rights, contact us at [email protected].

9.3 Marketing Opt-Out. You may unsubscribe from marketing communications at any time by clicking the unsubscribe link in any marketing email or by contacting us directly.

The Platform uses cookies and similar tracking technologies to maintain your session, remember your preferences, and analyse Platform usage. You may control cookie settings through your browser settings. Disabling cookies may affect the functionality of the Platform.

We use analytics tools to collect aggregated, de-identified data about Platform usage. We do not use third-party advertising cookies.

IAW is based in Australia. If you access the Platform from outside Australia, your information may be transferred to and processed in Australia. By using the Platform, you consent to this transfer. Where we transfer data to countries outside Australia, we take steps to ensure appropriate safeguards are in place.

The Platform is not directed to persons under the age of 18. We do not knowingly collect personal information from minors. If you become aware that a minor has provided us with personal information, please contact us immediately.

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated Policy on the Platform and updating the "Last Updated" date. Your continued use of the Platform after the effective date of any change constitutes your acceptance of the revised Policy.

If you have any questions, concerns, or complaints about this Privacy Policy or our handling of your personal information, please contact:

Privacy Officer
International Academy of Wealth Pty Ltd
Email: [email protected]
Website: www.theinternationalacademyofwealth.com

If you are not satisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au or, for EEA users, with your local data protection authority.